When victims of scams or unauthorized transactions act fast, chargebacks and wire recalls are powerful tools that can help reverse payments. While not always guaranteed, these financial remedies can be effective—especially when guided by experts who know how to navigate bank procedures, card network rules, and regulatory protocols.
Cand Capital Limited provides professional assistance for victims seeking to initiate chargebacks or recall international wires. Our team prepares all necessary documentation, liaises with financial institutions, and pushes for reversals based on fraud, misrepresentation, or breach of terms.
A chargeback is a process that allows cardholders to dispute a transaction and request a reversal through their credit or debit card provider. A wire recall is a bank-initiated request to reverse a wire transfer before it is finalized or retrieved from the recipient’s account.
Both methods are useful for recovering funds lost to:
Online scams (investment, forex, romance, etc.)
Fraudulent e-commerce transactions
Fake brokers or crypto platforms
Business email compromise (BEC)
Unauthorized purchases or subscriptions
Vendor manipulation or refund evasion
However, time is critical—banks and card issuers have strict windows for action, often between 24 hours and 120 days, depending on the transaction type.
At Cand Capital Limited, we help clients maximize their chances of reversal by preparing legally grounded, well-documented cases:
Transaction Assessment
We evaluate the transaction, determine the payment method, issuing bank, and whether the conditions for reversal exist.
Document Preparation
Our team compiles a strong case file—including evidence of fraud, communication with the scammer, payment receipts, and timeline reports.
Dispute Submission (Chargebacks)
We work with you or directly with your bank to submit the chargeback under the correct dispute category (e.g., fraud, non-receipt, misrepresentation).
Wire Recall Coordination
For international bank transfers, we prepare and submit a wire recall request to the sending bank, including a fraud affidavit and reference documentation.
Bank Liaison and Follow-up
We follow up with all parties involved—your bank, intermediary banks, and receiving institutions—to push for response and resolution.
Escalation to Regulators if Needed
In cases where financial institutions are non-compliant or the fraud is severe, we help escalate to ombudsman bodies or financial authorities.
We bring strategic, legal, and procedural expertise to help our clients reclaim their lost money:
✔ Transaction & Timeline Reconstruction
We build comprehensive evidence packages that show:
Exact transaction sequence and amount
Proof of deception or fraud
Correspondence logs and screenshots
Scam site or service details
✔ Tailored Dispute Framing
We align your dispute with recognized bank and card network codes (e.g., Mastercard 4853, Visa 13.3, etc.) for:
Misrepresentation
Non-receipt of goods/services
Unauthorized charges
Merchant fraud or breach of agreement
✔ Direct Bank & PSP Engagement
We correspond with:
Retail and commercial banks
Card issuers (Visa, Mastercard, Amex)
Payment processors (PayPal, Stripe, etc.)
Crypto onramps (MoonPay, Simplex, etc.)
✔ Legal and Regulatory Integration
We coordinate with attorneys and regulators if:
Deadlines are missed due to institutional delay
A court order is required to freeze or recall funds
You face chargeback resistance from financial institutions
Professionally Prepared Claims: We don’t submit generic forms—we build full dispute packages.
Rapid Response: We act within crucial timeframes to increase success rates.
End-to-End Support: From your first form to final outcome, we manage the entire process.
Global Knowledge: We understand card rules, local banking laws, and international wire protocols.
Proven Recovery Track Record: We've helped hundreds of clients reclaim their funds through structured reversals.
You made a card payment to a service or merchant that turned out to be fraudulent
The platform disappeared or refused to honor a refund
You were pressured into wiring funds under false pretenses
You were scammed via an investment or trading scheme
Your card was charged multiple times or without your authorization
Your bank has not yet confirmed the wire was successfully retrieved
If any of these sound familiar, Cand Capital Limited can help you act now.
The faster you act, the better your chances of reversing the transaction. We’ll help you file disputes that get attention—and action.
